In a large bowl, mix together dry ingredients using a fork.
Add coconut milk, vanilla, banana and mix until well-combined.
Stir in chocolate chips.
Heat a skillet or griddle with coconut oil on medium.
Spoon the mix into the heated skillet, using about ¼ cup per pancake.
Cook until bubbles start to appear and the edges of the pancakes start to dry out– about 4 minutes per side. Flip and cook for the same length of time on the opposite side.
Top with bananas, fresh fruit, syrup, honey, powdered sugar, chocolate, etc.